Does the insured have to list all accessories or modifications to the motorcycle when buying insurance?

Do NM Insurance motorcycle policies cover accidental damage under the off road rider cover option?

Does an excess apply if the insured was not at fault and they obtained the name, address, registration and contact details of the third party?

Comprehensive cover under an NM Insurance motorcycle policy automatically covers the insured's personal property up to $500 per item to a maximum claim limit of $1000. Does the insured have to provide proof of ownership at the time of claim?

Under a Third Party, Fire, Theft & Transit policy if the motorcycle is stolen or damaged by fire and is less than 2 years old from date of first registration will the insured receive a replacement motorcycle?

The insured's friend wants to ride their road registered motorcycle. The insured's friend is unlicensed and falls off the motorcycle causing extensive damage. Does the insured have cover for this accident?

Do NM Insurance motorcycle policies cover motorcycles used for commercial/business use at anytime during the policy period (ie. Food deliveries, courier)?

Is third party legal liability cover included as part of the Off Road Rider policy?

When our insured has lay-up cover they can ride their motorcycle

Is riding apparel covered under the Off Road rider policy?

What amount in total will NM Insurance pay up to on a comprehensive motorcycle policy for replacement riding gear?

What cover options are available to a customer when purchasing an NM Insurance motorcycle policy?

The insured parks their motorcycle outside a supermarket for only five minutes to quickly buy some groceries. The insured removes the keys from the motorcycle ignition but does not lock the steering or secure the motorcycle with any other locking device. On return the insured discovers that the motorcycle has been stolen. Is the insured covered?

Under third party fire and theft cover if our insured's motorcycle is damaged by an uninsured 3rd party and our insured obtains the details of the 3rd party what is the maximum we will pay to repair our insured's motorcycle?

The insured has elected to take lay-up cover for the months of July and August. During this time his motorcycle is parked on the road outside his home and is stolen. Is the theft of the motorcycle covered by the insured's policy?

The Comprehensive cover option under an NM Insurance motorcycle policy offers the replacement of a motorcycle with a motorcycle of the same make, model or series, if it is declared to be a total loss within a set period following its original registration. Is this statement correct?

NM Insurance motorcycle policies require a valuation completed by a motorcycle dealer after how many years to maintain agreed value on the insureds motorcycle?

If I only have an overseas motorcycle license can I take out an NM insurance motorcycle policy?

Is an Off Road rider policy holder covered for theft if their motorcycle is stolen from the back of an open non-enclosed utility or trailer secured down with tie downs and/or chains and lock?

Is forceable entry required to be shown for a theft claim where an Off road motorcycle has been stolen from a secured/Enclosed environment?

Does transit cover come into effect if a motorcycle falls over whilst being pushed or ridden up a ramp into a van/ute/trailer?

How much legal liability cover is provided under the cover available for on road motorcycles?

Where am I covered to ride my motorcycle?

If I do not reside in New Zealand can I take out an NM Insurance motorcycle policy?

Does the person noted on the insurance policy have to be the registered owner and licensed to ride the motorcycle for an On Road insurance policy?